Optimus makes credit repair simple, fast and effective.

Our mission is to help you achieve your goal of a healthier credit profile and score. We work with creditors to resolve any outdated, inaccurate negative items that is adversely affecting your credit score. With 10 years of expert experience, we are confident throughout our credit dispute process, you will see the results you expect or your money back. Guaranteed.

Our mission is to help you achieve your goal of a healthier credit profile and score. We work with creditors to resolve any outdated, inaccurate negative items that is adversely affecting your credit score. With 10 years of expert experience, we are confident throughout our credit dispute process, you will see the results you expect or your money back. Guaranteed.

How it Works

Sign up in less than 2 minutes.

Email Tri-merge credit report.

Set up your account & see results in 45 days.

Optimum Results!

Testimonial

Great service! Very attentive! As a local realtor, they have helped me with numerous of my home buyer clients! Definitely recommend!

-Edwin K

Realtor

Get Started Now

4 Reasons You Shouldn’t Put Off Your Credit

  • Today, 46% of all Americans carry a credit card balance from month to month. 46%
  • The average interest rate on a credit card that is carrying a balance is now up to 13.10 percent. 13%
  • There is one credit card company out there, First Premier, that charges interest rates of up to 49.9 percent. Amazingly, First Premier has 2.6 million customers. 50%
  • Approximately 70 percent of all car purchases in the United States involve an auto loan. 70%

Packages

The Optimus Plan

$59/month
  • STRATEGIC TAILORED PLAN
  • UNLIMITED BUREAU DISPUTES
  • PERSONAL CREDIT ADVISOR
  • ACCESS TRACK PORTAL 24/7
  • UNLIMITED VALIDATION LETTERS
  • UNLIMITED GOODWILL LETTERS
  • RECOMMENDATION LETTER
GET STARTED

The Optimus Commitment

We work with each credit bureau to resolve the issues reported on your credit report.
  • 100% SERVICE GUARANTEE
  • NO LONG TERM CONTRACT
  • CANCEL ANYTIME
  • NO HIDDEN FEES
  • WE FOLLOW UP!
  • RISK FREE REFUND POLICY
GET STARTED

The Optimus Plan

$59/month
  • STRATEGIC TAILORED PLAN
  • UNLIMITED BUREAU DISPUTES
  • PERSONAL CREDIT ADVISOR
  • ACCESS TRACK PORTAL 24/7
  • UNLIMITED VALIDATION LETTERS
  • UNLIMITED GOODWILL LETTERS
  • RECOMMENDATION LETTER
GET STARTED

The Optimus Commitment

We work with each credit bureau to resolve the issues reported on your credit report.
  • 100% SERVICE GUARANTEE
  • NO LONG TERM CONTRACT
  • CANCEL ANYTIME
  • NO HIDDEN FEES
  • WE FOLLOW UP!
  • RISK FREE REFUND POLICY
GET STARTED

Our services are month to month and you can cancel at any time.

$29 setup fee and $59 per month after, no cancellation fee!

START REPAIRING MY CREDIT!

Credit University

What Happens When a Family Member Steals Your Identity?

Identity theft occurs when someone uses your identity for their own financial gain. This can especially be a sticky situation when the identity thief is done by a family member. You will feel betrayed and violated leading to trust issues. However, you may find it hard...

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The Cost of Living with Bad Credit

Your credit rating is important for your financial health. With a bad credit score, you will be subjected to high interest rates whenever you take a loan or borrow. It may also affect your expenses such as insurance, the result? Unfortunately subjecting you to higher...

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How to Establish Credit for the First Time

Establishing credit for the first time may be tricky. If you do not have a credit history, it will be difficult to get a mortgae, credit card, or even a loan. So how do you show a repayment history if you can’t get credit? To have a credit score, you should have an...

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Common Credit Questions

What is a credit report? When you apply for credit, the lender reviews your credit report before approving your application. The three major credit reporting agencies are Equifax, Experian, and TransUnion. These agencies, which are also called “bureaus,” collect and...

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How long do negative items report on your credit report?

One of the most frequent questions our clients at Optimus Credit ask us is how long do negative items report on your credit report? Below is a list of various accounts and how long they can remain on your credit report. Delinquencies (30 – 180 days): Can remain seven...

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10 Facts Everyone Should Know About Their Credit Scores

1. Your Credit Report is Different From Credit Scores Credit scores are calculated using the information reported on your credit reports, which includes details of your credit accounts both open and closed, balance inquiries, payment history, how often you apply for...

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Free Credit Report Summary and Credit Repair Consultation

As a thanks for checking us out, we'd like to offer you a Free Credit Consultation. Please fill in the following information and one of our Credit Advisors will contact you to help explore solutions for your credit issues.

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RESOURCES

Pricing                  

Results                

Credit University


Terms & Conditions

Privacy Policy

Refund Policy

RESOURCES

Pricing                  

Results                

Credit University


Terms & Conditions

Privacy Policy

Refund Policy

Our goal is to ensure that you feel like you’ve made the right decision by hiring Optimus Credit Repair, and that you understand all of your worries and frustrations are now our problems and not yours. We want you to find comfort in knowing you have a dedicated, professional and friendly team behind you helping resolve all of your credit issues. Don’t wait to make a decision about our future, act now.

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